Rate impact tool

How much does the rate actually matter?

A small change in your interest rate can mean a big change in your monthly payment — and a huge difference over the life of the loan. See it for your own numbers.

Monthly payment by rate

RateMonthly P&Ivs. your rateTotal interest

Shows principal and interest only — taxes, insurance, and HOA aren't included. "Total interest" is over the full loan term if you never refinance or pay extra.